What You Need To Know Before Getting A Mortgage In Houston, TX

"In most areas, this advice applies even if you don't have school-age children. Reason: When it comes time to sell, you'll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values. Simply put, mortgage applicants need to do their homework conscientiously if they will expect a smoother process from loan application right up to closing. Consulting Houston, TX mortgage experts like Churchill Mortgage also allows you access to better home listings and comprehensive payment options. "

http://houston.churchillmortgage.com/info-article/what-you-need-to-know-before-getting-a-mortgage-in-houston-tx

What A Houston Mortgage Lender Looks Into: Clean Credit Reports

"We know for a fact that lenders have a keen eye on your credit report and they scrutinize the list of debts in it. They weigh out the credit card, auto loan, and personal loan, and from these determine if an applicant is deserving of a loan or not. As an expert puts it, “debt-to-income ratio typically needs to be 40 percent or lower to qualify for a mortgage, and lower percentages could mean lower rates.” Applying for a mortgage is one of the biggest decisions you will ever make, and securing a loan to buy that home is a most satisfying achievement. Consult Houston mortgage lenders like Churchill Mortgage to lay out the cards for you, and help you plan accordingly."

http://houston.churchillmortgage.com/info-article/what-a-houston-mortgage-lender-looks-into-clean-credit-reports/

Mortgage Facts: Basic Information on Refinancing Houston Home Loans

"The mortgage market is an ever-changing system; interest rates may shift significantly from day to day, so it's important to keep an eye on the graph, particularly if you're looking to refinance your loan. Indeed, refinancing Houston home loans can help you save up on your monthly payments, especially when your credit score has improved a great deal since you first applied for the loan. When to Refinance If you want to know whether you should take the refinancing high road or not, consult your financial advisor, or find help from home loan companies like Churchill Mortgage Corporation. They will help you clarify a few factors such as your outstanding loan balance, the payment period you have remaining on your mortgage, and the prevailing market interest rate, among others."

http://houston.churchillmortgage.com/info-article/mortgage-facts-basic-information-on-refinancing-houston-home-loans/

A Mortgage Company in Houston: Move to America’s Next Great Global City

"One great factor why relocating in Houston continues to lure many—the city being one out of ten most populated metropolitan areas in the US—is its affordability. The housing cost in Houston is in fact 39% below the average housing cost in the US for urban areas that has a population greater than 1.5 million. Houston stands big with the great thriving cities of the US, and along with affordable real estate and a strong economy, it will expect significant growth across the economic and cultural spectrum. Check out different mortgage companies in Houston first before you settle for one that would set you off on your way to experience Texas in a big way."

http://houston.churchillmortgage.com/industry-news/a-mortgage-company-in-houston-move-to-americas-next-great-global-city/